David Schwartz, the former CTO and current board member at Ripple, made one of his most direct public statements yet on April 23, 2026. Speaking during a live X Spaces session and following up with a post on X under his handle @JoelKatz, Schwartz told the XRP community something many did not want to hear. There is no secret government plan. There is no hidden switch waiting to be flipped. And if you have been investing time, money, or emotional energy based on that belief, Schwartz said plainly, you are fooling yourself. That does not mean Ripple has no secrets. Schwartz was careful to separate the two things. Many of Ripple's partners do request NDAs. Business confidentiality is standard in fintech at that level. What Schwartz rejected is the jump from "NDAs exist" to "therefore a massive government intervention involving XRP is imminent." That jump, in his words, is almost always going to lead somewhere completely false. The post drew over 165,000 views a...
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